Ok so what have I been up to recently? Well as you know me and Mr Big are buying a house together very soon, eeee!!! Unfortunately we don't have the money to pay for the house with cash (that would be amazing!) so we have to take out a mortgage.
We got the paper work through a few weeks ago and it was pretty crazy to see the amount of money we are paying just on interest-£16.87 a day pure interest!
This has really bothered me so I thought how am I going to sort this? Soooo I have created this amazing spread sheet which documents, interest per day, a month and how much overpayments are going to affect the mortgage. You know what I am determined to become Mortgage free!!!
The people over at Money Saving Expert have so many tips and tricks to saving money and becoming mortgage free, they are so inspirational. If anyone wants to join me in this quest please look over MSE there is a link on this site it's a fantastic resource.
On the plan to becoming mortgage free I am looking for a better paid job, I have an interview on Friday I don't expect to get it but I'm just chuffed I even have been considered for interview.
I will also be looking at other ways to up the income which I will share with you guys and also ways to save as much as possible everyday. I don't plan to pay off my mortgage in two years or anything crazy anyone can help to pay off small chunks of their mortgage, this site is for everyone wishing to save a few pennies.
Please feel free to leave a comment on any of my posts I hope you can join me in my long journey!
Little Miss Optimistic
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